In the state of Georgia, there are many wonderful cities in which to live. Most people think of Atlanta when they are ready to relocate to this southern state. There's no denying that Atlanta really is a great place to stay, but it's also generally more expensive when it comes to auto insurance rates. For someone looking for affordable insurance, you might want to live outside of this big city, as rates in Atlanta are more expensive than in other parts of the state.

There are other ways to save money on auto insurance in Georgia that don't involve moving. An easy way to lower your insurance premiums is to install an auto security system. They usually consist of an alarm that goes off when you get out of the car. If someone drives the vehicle while you are away, you will be afraid of the sound. Insurance companies often reward drivers with a premium reduction if they have one installed. Be prepared to present proof of installation via a sales receipt or service invoice.

If you have a young driver at home, you are probably paying pretty high premiums. A good way to cut costs and make your insurance more affordable is to enroll in a driver education program. These courses are often offered by the local automobile club and include time in class and in the car. The student driver will receive a certificate at the end of the course and if he presents himself to the insurance company, the prices will likely drop, which the parent and new driver will appreciate. Maintaining a place on the honor roll can also help the young driver qualify for a good student discount, which means lower premiums.